Welcome to our April snapshot and, as the days are getting shorter, there’s definitely a bit of a nip in the air.

While temperatures may be cooling, the financial markets are continuing to generate some heat as investors keep a close eye on activities in Australia and overseas.

In particular, the regular increases in official interest rates are causing major concerns for those with mortgages and loans. On the other hand, some investors are cheering the rate rises such as those with significant cash investments who are now seeing larger returns.

In this snapshot, we take a look at the inside story of interest rates and how they affect your investments.

You can read our April snapshot here.